Loan Options Made Simple - Find the right mortgage solution for your goals — whether you’re buying, building, or refinancing.
Choosing the right loan doesn’t have to be complicated. Kristen helps homebuyers and homeowners explore tailored financing options that fit their lifestyle, budget, and long-term goals. From first-time home loans and refinancing to construction, renovation, and jumbo financing, every option is explained clearly so you can make confident decisions.
Loan Products & Services
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Home Purchase Loans
Buy your first home, upgrade to your next, or invest in real estate with competitive purchase options designed to meet your needs. -
Refinance Options
Lower your monthly payment, reduce your interest rate, or tap into your home’s equity with rate-and-term or cash-out refinancing. -
Construction & Renovation Loans
Build your dream home or upgrade your current one with flexible financing, including FHA, VA, and Conventional construction options.
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Government Loans
FHA, VA, and USDA loans offer flexible guidelines, low down payments, and great terms for qualified buyers and veterans. -
Conventional & Jumbo Financing
Whether you’re financing a standard home or a high-value property, choose from fixed or adjustable-rate options up to jumbo loan limits. -
Community Lending & Down Payment Assistance
Explore statewide and local programs designed to make homeownership more affordable for first-time buyers and those needing a little extra help with upfront costs.
Loan Products Offered
- 30-Year Fixed-Rate Mortgage
- 15-Year Fixed-Rate Mortgage
- Adjustable-Rate Mortgage
- FHA Loan
- VA Loan
- USDA Loan
- Jumbo Loan
- Construction Loan
- Renovation Loan
- Reverse Mortgage
- Cash-Out Refinance
- Rate-and-Term Refinance
- Bridge Loan
- Down Payment
- Assistance Programs
