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When you call Kristen Walther-Merkins – Walther-Merkins Team Associate, you can expect friendly, professional advice and clear explanations of all of our available mortgage products, including our ARMs. We will walk you through the advantages and risks associated with each loan option and provide the guidance you need to help you make the right decision. When you work with Walther-Merkins Team Associate, you’ll benefit from our flexible appointments, ongoing availability, and commitment to customer service and satisfaction. You will work with a dedicated professional who will thoroughly evaluate your financial circumstances to help you qualify for a loan that works within your budget. Our goal is to get you the most favorable rate available, all the while working to answer your questions and make the application process as smooth and simple as can be. Although Kristen Walther-Merkins is located in Texas, we do business throughout the entire state of TX! Contact us today to help you make a smart financial decision!